About Us

We have the right policy for you and your lifestyle.

Whether you need auto, home, farm, flood, small business, life or health insurance, we have a policy to fit your situation.

In March, 2007, the Area Insurance Center Agency was formed when two local businessmen, Craig Smith and John Stiles, combined their insurance agencies and purchased the Perry Larson Agency. The goal was to be a stable business partner in the local community and retain that small town service we all appreciate.

The advantage of being an independent agency is that we are not limited to one insurance company. We represent local mutual companies as well as regional and national companies to provide you with the best options for your insurance. This includes personal and commercial lines in Minnesota, Wisconsin and Iowa.

Come visit us!
Please feel welcome to stop for a visit. Let us help evaluate your needs and develop a plan you can afford. Our office is at 60 East Main Street in Lewiston, MN.

Home or business, we’ve got you covered.

We currently serve:

  • Individual
  • Business
  • Residential
  • Commercial
  • Agricultural
  • Institutional

Call 507-523-2169, fax us at 507-523-2537, or email at to learn more about us and our discount insurance packages!